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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,820 | $154,754-62.6% | $124,206-53.4% | $138,895-58.4% |
| Participation rate | 30.4% | 75.5%-45.0pp | 69.6%-39.1pp | 79.9%-49.5pp |
| Annual return | 15.52% | 709.28%-693.8pp | 515.27%-499.8pp | 145.39%-129.9pp |
| Employer contribution / active EE | $354 | $4,446-92.0% | $3,540-90.0% | $4,194-91.6% |
| Participant deferral / active EE | $875 | $4,621-81.1% | $3,968-77.9% | $6,396-86.3% |
| Admin fee / account holder | $289 | $6,690-95.7% | $5,929-95.1% | $12,562-97.7% |