Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,128 | $59,804-76.4% | $81,982-82.8% | $79,856-82.3% |
| Participation rate | 38.2% | 61.6%-23.4pp | 69.3%-31.0pp | 69.6%-31.4pp |
| Annual return | 14.91% | 17.56%-2.7pp | 41.31%-26.4pp | 31.71%-16.8pp |
| Employer contribution / active EE | $0 | $1,713-100.0% | $2,498-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,212 | $2,695-55.0% | $3,722-67.4% | $3,741-67.6% |
| Admin fee / account holder | $1,593 | $4,288-62.9% | $5,665-71.9% | $5,306-70.0% |