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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,687 | $72,071+149.3% | $68,368+162.8% | $137,256+30.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 15.50% | 353.14%-337.6pp | 292.57%-277.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $2,919 | $2,788+4.7% | $2,649+10.2% | $4,156-29.8% |
| Participant deferral / active EE | $30,613 | $4,410+594.2% | $4,123+642.5% | $6,407+377.8% |
| Admin fee / account holder | $1,705 | $5,336-68.0% | $5,150-66.9% | $12,270-86.1% |