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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,700 | $81,276+176.5% | $155,574+44.4% | $80,925+177.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.00% | 33.36%-18.4pp | 64.87%-49.9pp | 35.65%-20.6pp |
| Employer contribution / active EE | $10,134 | $3,103+226.6% | $4,676+116.7% | $2,756+267.7% |
| Participant deferral / active EE | $8,609 | $3,453+149.3% | $5,629+52.9% | $4,299+100.3% |
| Admin fee / account holder | $3,944 | $7,993-50.7% | $15,914-75.2% | $6,940-43.2% |