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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,303 | $138,102+151.5% | $125,381+177.0% | $134,532+158.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.89% | 750.73%-768.6pp | 572.31%-590.2pp | 418.27%-436.2pp |
| Employer contribution / active EE | $1,944 | $5,245-62.9% | $4,815-59.6% | $4,741-59.0% |
| Participant deferral / active EE | $6,880 | $7,801-11.8% | $7,448-7.6% | $6,401+7.5% |
| Admin fee / account holder | $2,966 | $11,568-74.4% | $10,007-70.4% | $11,429-74.0% |