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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,059 | $165,381+119.5% | $149,730+142.5% | $158,966+128.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.54% | 348.29%-334.8pp | 276.70%-263.2pp | 302.95%-289.4pp |
| Employer contribution / active EE | $3,072 | $5,104-39.8% | $4,645-33.9% | $4,762-35.5% |
| Participant deferral / active EE | $7,733 | $7,182+7.7% | $6,843+13.0% | $5,983+29.3% |
| Admin fee / account holder | $2,811 | $10,809-74.0% | $9,310-69.8% | $11,250-75.0% |