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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,999 | $110,137+18.0% | $161,149-19.3% | $82,637+57.3% |
| Participation rate | 98.9% | 72.4%+26.5pp | 78.8%+20.0pp | 68.1%+30.8pp |
| Annual return | 15.96% | 20.69%-4.7pp | 21.16%-5.2pp | 53.51%-37.6pp |
| Employer contribution / active EE | $2,174 | $2,856-23.9% | $4,360-50.1% | $2,552-14.8% |
| Participant deferral / active EE | $5,420 | $4,575+18.5% | $6,153-11.9% | $4,126+31.4% |
| Admin fee / account holder | $2,152 | $9,467-77.3% | $15,194-85.8% | $7,339-70.7% |