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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,662 | $121,677-93.7% | $104,625-92.7% | $158,966-95.2% |
| Participation rate | 55.6% | 77.5%-22.0pp | 74.1%-18.5pp | 82.0%-26.4pp |
| Annual return | 28.01% | 465.58%-437.6pp | 340.60%-312.6pp | 302.95%-274.9pp |
| Employer contribution / active EE | $264 | $3,165-91.6% | $2,681-90.1% | $4,762-94.4% |
| Participant deferral / active EE | $1,286 | $4,175-69.2% | $3,738-65.6% | $5,983-78.5% |
| Admin fee / account holder | $139 | $7,777-98.2% | $6,465-97.8% | $11,250-98.8% |