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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Service code 55 HARBORSIDE FINANCIAL CTR PLAZA 2 · JERSEY CITY, NJ 07311 | Other Commissions | $24,606 |
RSM US LLP1+ years Filed as: MCGLADREY LLP Service code 10 · EIN 04-3696884 | Accounting | $13,936 |
Service code 37 · EIN 04-2647786 | Loan Processing | $9,678 |
Filed as: MERRILL LYNCH PIERCE FENNER & SMIT Service code 61 · EIN 13-5674085 | Finders' fees / placement fees | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,761 | $88,324-0.6% | $115,038-23.7% | $55,191+59.0% |
| Participation rate | 87.7% | 72.5%+15.1pp | 81.4%+6.3pp | 69.2%+18.5pp |
| Annual return | -0.80% | 6.30%-7.1pp | 26.14%-26.9pp | 10.78%-11.6pp |
| Employer contribution / active EE | $2,628 | $2,805-6.3% | $4,608-43.0% | $1,899+38.4% |
| Participant deferral / active EE | $10,549 | $5,042+109.2% | $6,026+75.0% | $3,046+246.3% |
| Admin fee / account holder | $62 | $105-41.0% | $8,175-99.2% | $91-31.5% |