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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,798 | $81,208-71.9% | $98,920-77.0% | $79,852-71.4% |
| Participation rate | 84.4% | 72.5%+11.9pp | 76.0%+8.3pp | 69.6%+14.7pp |
| Annual return | 20.88% | 60.99%-40.1pp | 196.47%-175.6pp | 31.72%-10.8pp |
| Employer contribution / active EE | $1,762 | $1,960-10.1% | $2,689-34.5% | $2,471-28.7% |
| Participant deferral / active EE | $4,709 | $3,265+44.2% | $4,245+10.9% | $3,740+25.9% |
| Admin fee / account holder | $1,462 | $6,013-75.7% | $6,643-78.0% | $5,306-72.4% |