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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,442 | $102,422-21.5% | $147,117-45.3% | $80,959-0.6% |
| Participation rate | 49.4% | 75.9%-26.5pp | 82.2%-32.8pp | 67.7%-18.3pp |
| Annual return | 22.74% | 135.16%-112.4pp | 420.54%-397.8pp | 35.67%-12.9pp |
| Employer contribution / active EE | $1,756 | $3,717-52.8% | $4,932-64.4% | $2,757-36.3% |
| Participant deferral / active EE | $6,438 | $6,652-3.2% | $8,065-20.2% | $4,300+49.7% |
| Admin fee / account holder | $12,603 | $7,953+58.5% | $12,993-3.0% | $6,925+82.0% |