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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,897 | $96,678-69.1% | $86,640-65.5% | $139,466-78.6% |
| Participation rate | 85.7% | 74.4%+11.3pp | 71.7%+14.0pp | 80.3%+5.4pp |
| Annual return | 18.74% | 106.69%-88.0pp | 592.52%-573.8pp | 373.66%-354.9pp |
| Employer contribution / active EE | $5,020 | $3,265+53.7% | $3,024+66.0% | $4,754+5.6% |
| Participant deferral / active EE | $10,477 | $4,837+116.6% | $4,438+136.1% | $6,712+56.1% |
| Admin fee / account holder | $611 | $6,410-90.5% | $5,616-89.1% | $11,409-94.6% |