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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,057 | $65,395-78.5% | $182,531-92.3% | $72,983-80.7% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 21.80% | 27.68%-5.9pp | 148.57%-126.8pp | 81.01%-59.2pp |
| Employer contribution / active EE | $2,402 | $1,911+25.7% | $4,075-41.0% | $2,440-1.5% |
| Participant deferral / active EE | $4,122 | $3,563+15.7% | $5,525-25.4% | $3,608+14.3% |
| Admin fee / account holder | $245 | $4,245-94.2% | $8,593-97.1% | $5,124-95.2% |