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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,853 | $106,267-37.1% | $96,520-30.7% | $139,456-52.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 41.52% | 38.45%+3.1pp | 35.72%+5.8pp | 373.45%-331.9pp |
| Employer contribution / active EE | $3,506 | $4,105-14.6% | $3,739-6.2% | $4,753-26.2% |
| Participant deferral / active EE | $11,006 | $5,454+101.8% | $4,879+125.6% | $6,711+64.0% |
| Admin fee / account holder | $474 | $7,882-94.0% | $6,733-93.0% | $11,407-95.8% |