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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,301 | $114,119+47.5% | $107,187+57.0% | $138,895+21.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 16.10% | 273.21%-257.1pp | 204.55%-188.4pp | 145.39%-129.3pp |
| Employer contribution / active EE | $15,941 | $4,059+292.8% | $3,782+321.5% | $4,194+280.1% |
| Participant deferral / active EE | $4,341 | $5,538-21.6% | $5,096-14.8% | $6,396-32.1% |
| Admin fee / account holder | $12,809 | $10,024+27.8% | $9,162+39.8% | $12,562+2.0% |