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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,266 | $154,159-47.9% | $130,026-38.3% | $139,456-42.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 4.95% | 32.50%-27.6pp | -137.26%+142.2pp | 373.45%-368.5pp |
| Employer contribution / active EE | $2,827 | $5,292-46.6% | $4,321-34.6% | $4,753-40.5% |
| Participant deferral / active EE | $3,912 | $6,710-41.7% | $5,821-32.8% | $6,711-41.7% |
| Admin fee / account holder | $166,144 | $14,001+1086.7% | $10,608+1466.2% | $11,407+1356.5% |