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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,772 | $183,516-46.7% | $155,534-37.1% | $145,884-33.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.47% | 61.43%-49.0pp | 64.92%-52.5pp | 551.85%-539.4pp |
| Employer contribution / active EE | $4,947 | $5,315-6.9% | $4,675+5.8% | $4,662+6.1% |
| Participant deferral / active EE | $4,752 | $6,467-26.5% | $5,630-15.6% | $6,690-29.0% |
| Admin fee / account holder | $1,229 | $19,293-93.6% | $15,900-92.3% | $13,392-90.8% |