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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,537 | $162,529-80.6% | $130,788-75.9% | $154,746-79.6% |
| Participation rate | 95.2% | 75.9%+19.4pp | 70.1%+25.1pp | 80.7%+14.5pp |
| Annual return | 16.86% | 510.48%-493.6pp | 386.44%-369.6pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,008 | $4,447-77.3% | $3,558-71.7% | $4,379-77.0% |
| Participant deferral / active EE | $3,007 | $4,808-37.5% | $4,137-27.3% | $6,730-55.3% |
| Admin fee / account holder | $2,726 | $7,669-64.5% | $6,673-59.1% | $14,365-81.0% |