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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,958 | $169,361-82.3% | $129,397-76.8% | $145,877-79.5% |
| Participation rate | 94.7% | 76.5%+18.3pp | 69.6%+25.1pp | 80.3%+14.4pp |
| Annual return | 13.42% | 14395.54%-14382.1pp | 9453.98%-9440.6pp | 551.28%-537.9pp |
| Employer contribution / active EE | $951 | $5,542-82.8% | $4,154-77.1% | $4,663-79.6% |
| Participant deferral / active EE | $3,024 | $4,987-39.4% | $4,167-27.4% | $6,691-54.8% |
| Admin fee / account holder | $3,732 | $9,903-62.3% | $7,679-51.4% | $13,402-72.2% |