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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,537 | $234,190-86.5% | $180,320-82.5% | $198,609-84.1% |
| Participation rate | 95.2% | 77.1%+18.1pp | 71.5%+23.7pp | 82.4%+12.9pp |
| Annual return | 16.86% | 1057.44%-1040.6pp | 778.54%-761.7pp | 202.70%-185.8pp |
| Employer contribution / active EE | $1,008 | $5,258-80.8% | $4,108-75.5% | $5,055-80.1% |
| Participant deferral / active EE | $3,007 | $4,988-39.7% | $4,304-30.1% | $6,977-56.9% |
| Admin fee / account holder | $2,726 | $12,558-78.3% | $10,000-72.7% | $19,030-85.7% |