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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,537 | $149,040-78.8% | $120,225-73.8% | $137,256-77.0% |
| Participation rate | 95.2% | 75.4%+19.8pp | 69.6%+25.7pp | 80.0%+15.3pp |
| Annual return | 16.86% | 605.68%-588.8pp | 439.23%-422.4pp | 220.34%-203.5pp |
| Employer contribution / active EE | $1,008 | $4,350-76.8% | $3,475-71.0% | $4,156-75.7% |
| Participant deferral / active EE | $3,007 | $4,655-35.4% | $3,999-24.8% | $6,407-53.1% |
| Admin fee / account holder | $2,726 | $6,348-57.1% | $5,696-52.1% | $12,270-77.8% |