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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,717 | $167,352+4.4% | $143,788+21.5% | $134,509+29.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.16% | 0.47%-17.6pp | -0.03%-17.1pp | 418.13%-435.3pp |
| Employer contribution / active EE | $3,924 | $5,620-30.2% | $4,952-20.8% | $4,741-17.2% |
| Participant deferral / active EE | $8,558 | $6,447+32.7% | $5,638+51.8% | $6,400+33.7% |
| Admin fee / account holder | $11,469 | $18,091-36.6% | $14,675-21.8% | $11,427+0.4% |