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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,509 | $181,896-64.0% | $156,551-58.2% | $273,972-76.1% |
| Participation rate | 81.8% | 88.4%-6.6pp | 84.0%-2.2pp | 83.0%-1.2pp |
| Annual return | 7.13% | 30.74%-23.6pp | 32.23%-25.1pp | 41.46%-34.3pp |
| Employer contribution / active EE | $2,923 | $6,248-53.2% | $5,501-46.9% | $4,869-40.0% |
| Participant deferral / active EE | $7,272 | $5,550+31.0% | $4,871+49.3% | $5,287+37.5% |
| Admin fee / account holder | $4,094 | $15,560-73.7% | $13,028-68.6% | $10,133-59.6% |