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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,349 | $112,131-31.9% | $95,964-20.4% | $158,982-52.0% |
| Participation rate | 61.5% | 79.0%-17.5pp | 77.1%-15.5pp | 82.0%-20.4pp |
| Annual return | 10.71% | 171.19%-160.5pp | 91.64%-80.9pp | 302.99%-292.3pp |
| Employer contribution / active EE | $1,525 | $3,199-52.3% | $2,541-40.0% | $4,763-68.0% |
| Participant deferral / active EE | $1,852 | $4,784-61.3% | $4,167-55.6% | $5,983-69.0% |
| Admin fee / account holder | $14,049 | $10,136+38.6% | $6,797+106.7% | $11,252+24.9% |