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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,336 | $103,393-24.2% | $87,103-10.1% | $152,909-48.8% |
| Participation rate | 61.5% | 79.4%-17.8pp | 76.9%-15.3pp | 82.5%-20.9pp |
| Annual return | 19.30% | 28.10%-8.8pp | 28.19%-8.9pp | 345.46%-326.2pp |
| Employer contribution / active EE | $1,810 | $3,221-43.8% | $2,521-28.2% | $4,764-62.0% |
| Participant deferral / active EE | $2,199 | $4,778-54.0% | $4,049-45.7% | $5,851-62.4% |
| Admin fee / account holder | $6,558 | $12,195-46.2% | $7,491-12.5% | $11,601-43.5% |