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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,070 | $116,203-38.8% | $93,621-24.1% | $152,909-53.5% |
| Participation rate | 85.7% | 78.1%+7.7pp | 75.8%+9.9pp | 82.5%+3.3pp |
| Annual return | 26.79% | 35.96%-9.2pp | 32.76%-6.0pp | 345.46%-318.7pp |
| Employer contribution / active EE | $714 | $3,219-77.8% | $2,719-73.7% | $4,764-85.0% |
| Participant deferral / active EE | $12,870 | $4,605+179.5% | $4,070+216.2% | $5,851+119.9% |
| Admin fee / account holder | $300 | $10,751-97.2% | $7,890-96.2% | $11,601-97.4% |