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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,804 | $99,032-49.7% | $80,022-37.8% | $135,380-63.2% |
| Participation rate | 85.7% | 78.4%+7.4pp | 75.8%+9.9pp | 82.6%+3.1pp |
| Annual return | -9.16% | 15.39%-24.5pp | 11.22%-20.4pp | 519.81%-529.0pp |
| Employer contribution / active EE | $714 | $3,043-76.5% | $2,468-71.1% | $4,779-85.1% |
| Participant deferral / active EE | $14,103 | $4,282+229.4% | $3,686+282.6% | $5,609+151.4% |
| Admin fee / account holder | $3,856 | $10,436-63.1% | $6,521-40.9% | $10,828-64.4% |