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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,606 | $102,429-55.5% | $147,096-69.0% | $80,925-43.6% |
| Participation rate | 45.8% | 75.9%-30.0pp | 82.2%-36.3pp | 67.7%-21.8pp |
| Annual return | 14.19% | 135.02%-120.8pp | 419.75%-405.6pp | 35.65%-21.5pp |
| Employer contribution / active EE | $1,089 | $3,716-70.7% | $4,936-77.9% | $2,756-60.5% |
| Participant deferral / active EE | $4,016 | $6,649-39.6% | $8,071-50.2% | $4,299-6.6% |
| Admin fee / account holder | $3,683 | $7,957-53.7% | $13,005-71.7% | $6,940-46.9% |