Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,682 | $89,370-78.0% | $141,197-86.1% | $72,976-73.0% |
| Participation rate | 45.8% | 75.1%-29.3pp | 82.5%-36.6pp | 69.5%-23.7pp |
| Annual return | 17.84% | 111.88%-94.0pp | 71.41%-53.6pp | 81.02%-63.2pp |
| Employer contribution / active EE | $727 | $3,115-76.7% | $4,736-84.7% | $2,440-70.2% |
| Participant deferral / active EE | $2,030 | $5,419-62.5% | $6,710-69.8% | $3,608-43.7% |
| Admin fee / account holder | $7,366 | $5,957+23.7% | $10,265-28.2% | $5,124+43.7% |