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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,277 | $165,361-78.7% | $149,715-76.4% | $158,950-77.8% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 12.52% | 348.24%-335.7pp | 276.66%-264.1pp | 302.91%-290.4pp |
| Employer contribution / active EE | $1,520 | $5,103-70.2% | $4,645-67.3% | $4,762-68.1% |
| Participant deferral / active EE | $6,830 | $7,182-4.9% | $6,842-0.2% | $5,983+14.2% |
| Admin fee / account holder | $555 | $10,808-94.9% | $9,310-94.0% | $11,248-95.1% |