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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,984 | $112,131-85.7% | $95,964-83.3% | $158,982-89.9% |
| Participation rate | 95.7% | 79.0%+16.7pp | 77.1%+18.6pp | 82.0%+13.7pp |
| Annual return | 27.86% | 171.19%-143.3pp | 91.64%-63.8pp | 302.99%-275.1pp |
| Employer contribution / active EE | $2,447 | $3,199-23.5% | $2,541-3.7% | $4,763-48.6% |
| Participant deferral / active EE | $5,923 | $4,784+23.8% | $4,167+42.2% | $5,983-1.0% |
| Admin fee / account holder | $1,991 | $10,136-80.4% | $6,797-70.7% | $11,252-82.3% |