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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,325 | $103,393-88.1% | $87,103-85.8% | $152,909-91.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 22.44% | 28.10%-5.7pp | 28.19%-5.8pp | 345.46%-323.0pp |
| Employer contribution / active EE | $3,213 | $3,221-0.2% | $2,521+27.4% | $4,764-32.6% |
| Participant deferral / active EE | $5,599 | $4,778+17.2% | $4,049+38.3% | $5,851-4.3% |
| Admin fee / account holder | $1,521 | $12,195-87.5% | $7,491-79.7% | $11,601-86.9% |