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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,593 | $176,786-50.5% | $146,643-40.3% | $167,536-47.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 1.86% | 24.04%-22.2pp | 22.75%-20.9pp | 478.82%-477.0pp |
| Employer contribution / active EE | $9,756 | $5,161+89.0% | $4,137+135.8% | $4,839+101.6% |
| Participant deferral / active EE | $7,597 | $6,440+18.0% | $5,506+38.0% | $6,342+19.8% |
| Admin fee / account holder | $1,429 | $13,262-89.2% | $10,280-86.1% | $12,315-88.4% |