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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,325 | $135,645-57.0% | $110,243-47.1% | $135,380-56.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.18% | 513.24%-522.4pp | 314.76%-323.9pp | 519.81%-529.0pp |
| Employer contribution / active EE | $13,291 | $4,907+170.9% | $3,827+247.3% | $4,779+178.1% |
| Participant deferral / active EE | $5,971 | $5,507+8.4% | $4,672+27.8% | $5,609+6.5% |
| Admin fee / account holder | $623 | $11,458-94.6% | $8,548-92.7% | $10,828-94.3% |