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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,523 | $112,933+247.6% | $90,970+331.5% | $158,982+146.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 0.36% | 215.82%-215.5pp | 134.60%-134.2pp | 302.99%-302.6pp |
| Employer contribution / active EE | $3,525 | $2,893+21.8% | $2,122+66.1% | $4,763-26.0% |
| Participant deferral / active EE | $5,317 | $4,128+28.8% | $3,373+57.7% | $5,983-11.1% |
| Admin fee / account holder | $48,662 | $8,047+504.7% | $5,961+716.4% | $11,252+332.5% |