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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,098 | $95,979+166.8% | $74,551+243.5% | $135,380+89.2% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -9.82% | 56.97%-66.8pp | 32.53%-42.4pp | 519.81%-529.6pp |
| Employer contribution / active EE | $10,219 | $2,716+276.2% | $1,961+421.1% | $4,779+113.8% |
| Participant deferral / active EE | $7,442 | $3,844+93.6% | $3,108+139.4% | $5,609+32.7% |
| Admin fee / account holder | $2,622 | $6,522-59.8% | $5,059-48.2% | $10,828-75.8% |