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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,534 | $180,466-61.5% | $154,114-54.9% | $135,382-48.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -9.52% | 888.15%-897.7pp | 735.16%-744.7pp | 519.77%-529.3pp |
| Employer contribution / active EE | $6,747 | $6,035+11.8% | $5,298+27.4% | $4,779+41.2% |
| Participant deferral / active EE | $5,247 | $5,806-9.6% | $5,081+3.3% | $5,609-6.4% |
| Admin fee / account holder | $486 | $16,144-97.0% | $13,411-96.4% | $10,829-95.5% |