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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,055 | $127,386-85.0% | $115,037-83.4% | $125,388-84.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.15% | 31.28%-35.4pp | 26.14%-30.3pp | 282.24%-286.4pp |
| Employer contribution / active EE | $20,517 | $5,166+297.2% | $4,608+345.3% | $4,866+321.6% |
| Participant deferral / active EE | $9,309 | $6,423+44.9% | $6,026+54.5% | $5,352+73.9% |
| Admin fee / account holder | $421 | $9,516-95.6% | $8,175-94.8% | $9,541-95.6% |