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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,518 | $72,492-75.8% | $87,102-79.9% | $72,983-76.0% |
| Participation rate | 71.7% | 72.8%-1.1pp | 76.9%-5.2pp | 69.5%+2.2pp |
| Annual return | 29.78% | 24.46%+5.3pp | 28.19%+1.6pp | 81.01%-51.2pp |
| Employer contribution / active EE | $2,314 | $1,894+22.2% | $2,521-8.2% | $2,440-5.2% |
| Participant deferral / active EE | $5,974 | $3,270+82.7% | $4,048+47.6% | $3,608+65.6% |
| Admin fee / account holder | $586 | $5,055-88.4% | $7,491-92.2% | $5,124-88.6% |