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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,812 | $190,862-33.6% | $159,991-20.7% | $134,509-5.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -20.70% | 552.59%-573.3pp | 408.82%-429.5pp | 418.13%-438.8pp |
| Employer contribution / active EE | $3,452 | $4,995-30.9% | $4,225-18.3% | $4,741-27.2% |
| Participant deferral / active EE | $4,543 | $6,924-34.4% | $6,183-26.5% | $6,400-29.0% |
| Admin fee / account holder | $1,123 | $10,495-89.3% | $8,715-87.1% | $11,427-90.2% |