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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,436 | $211,946-56.9% | $169,452-46.0% | $135,380-32.5% |
| Participation rate | 75.0% | 82.6%-7.6pp | 77.8%-2.8pp | 82.6%-7.6pp |
| Annual return | -11.82% | 3.26%-15.1pp | 1.83%-13.7pp | 519.81%-531.6pp |
| Employer contribution / active EE | $13,041 | $5,117+154.9% | $4,157+213.7% | $4,779+172.9% |
| Participant deferral / active EE | $4,767 | $6,075-21.5% | $5,277-9.7% | $5,609-15.0% |
| Admin fee / account holder | $1,091 | $11,472-90.5% | $9,110-88.0% | $10,828-89.9% |