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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,096 | $70,366+310.8% | $66,674+333.6% | $138,895+108.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 14.57% | 386.41%-371.8pp | 321.24%-306.7pp | 145.39%-130.8pp |
| Employer contribution / active EE | $1,782 | $2,765-35.6% | $2,620-32.0% | $4,194-57.5% |
| Participant deferral / active EE | $8,746 | $4,374+100.0% | $4,084+114.2% | $6,396+36.7% |
| Admin fee / account holder | $3,372 | $5,262-35.9% | $5,098-33.9% | $12,562-73.2% |