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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,937 | $209,422+16.0% | $178,503+36.1% | $158,982+52.8% |
| Participation rate | 71.4% | 86.4%-14.9pp | 81.9%-10.5pp | 82.0%-10.5pp |
| Annual return | 16.96% | 188.81%-171.8pp | 151.12%-134.2pp | 302.99%-286.0pp |
| Employer contribution / active EE | $6,016 | $5,707+5.4% | $5,011+20.1% | $4,763+26.3% |
| Participant deferral / active EE | $6,868 | $5,955+15.3% | $5,202+32.0% | $5,983+14.8% |
| Admin fee / account holder | $2,222 | $17,079-87.0% | $13,987-84.1% | $11,252-80.2% |