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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,358 | $202,342+18.8% | $172,752+39.1% | $152,897+57.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.04% | 1029.83%-1003.8pp | 802.97%-776.9pp | 345.43%-319.4pp |
| Employer contribution / active EE | $10,446 | $5,858+78.3% | $5,144+103.1% | $4,764+119.3% |
| Participant deferral / active EE | $11,483 | $5,948+93.0% | $5,198+120.9% | $5,851+96.3% |
| Admin fee / account holder | $1,543 | $17,111-91.0% | $13,955-88.9% | $11,599-86.7% |