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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,600 | $110,212+111.0% | $96,534+141.0% | $139,466+66.8% |
| Participation rate | 88.9% | 78.1%+10.8pp | 76.0%+12.9pp | 80.3%+8.6pp |
| Annual return | 10.20% | 26.42%-16.2pp | 25.88%-15.7pp | 373.66%-363.5pp |
| Employer contribution / active EE | $1,313 | $3,620-63.7% | $2,965-55.7% | $4,754-72.4% |
| Participant deferral / active EE | $0 | $5,547-100.0% | $4,851-100.0% | $6,712-100.0% |
| Admin fee / account holder | $3,884 | $11,599-66.5% | $8,253-52.9% | $11,409-66.0% |