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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,259 | $73,978+65.3% | $96,515+26.7% | $75,173+62.6% |
| Participation rate | 55.6% | 66.4%-10.9pp | 74.3%-18.8pp | 67.2%-11.6pp |
| Annual return | 16.54% | 26.72%-10.2pp | 35.73%-19.2pp | 160.72%-144.2pp |
| Employer contribution / active EE | $2,008 | $2,931-31.5% | $3,740-46.3% | $2,671-24.8% |
| Participant deferral / active EE | $5,878 | $3,660+60.6% | $4,880+20.5% | $4,126+42.5% |
| Admin fee / account holder | $3,042 | $5,219-41.7% | $6,735-54.8% | $5,651-46.2% |