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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,556 | $107,363+9.5% | $92,909+26.5% | $152,897-23.1% |
| Participation rate | 61.1% | 79.8%-18.7pp | 76.0%-14.9pp | 82.5%-21.3pp |
| Annual return | 25.58% | 145.63%-120.0pp | 109.44%-83.9pp | 345.43%-319.9pp |
| Employer contribution / active EE | $1,593 | $4,222-62.3% | $3,653-56.4% | $4,764-66.6% |
| Participant deferral / active EE | $1,991 | $4,848-58.9% | $4,238-53.0% | $5,851-66.0% |
| Admin fee / account holder | $4,523 | $7,082-36.1% | $5,795-21.9% | $11,599-61.0% |