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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,044 | $51,606+155.9% | $129,339+2.1% | $80,911+63.2% |
| Participation rate | 92.1% | 57.0%+35.1pp | 69.6%+22.5pp | 67.6%+24.5pp |
| Annual return | 53.74% | 20.76%+33.0pp | 9437.05%-9383.3pp | 35.63%+18.1pp |
| Employer contribution / active EE | $1,156 | $1,582-26.9% | $4,154-72.2% | $2,756-58.0% |
| Participant deferral / active EE | $3,023 | $2,669+13.3% | $4,170-27.5% | $4,297-29.6% |
| Admin fee / account holder | $700 | $4,310-83.7% | $7,668-90.9% | $6,935-89.9% |