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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,412 | $65,395-78.0% | $182,540-92.1% | $72,975-80.3% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 24.23% | 27.68%-3.5pp | 148.58%-124.3pp | 81.01%-56.8pp |
| Employer contribution / active EE | $1,314 | $1,911-31.3% | $4,076-67.8% | $2,440-46.2% |
| Participant deferral / active EE | $2,610 | $3,563-26.7% | $5,525-52.8% | $3,608-27.6% |
| Admin fee / account holder | $1,342 | $4,245-68.4% | $8,593-84.4% | $5,124-73.8% |