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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,174 | $211,946-95.7% | $169,452-94.6% | $135,380-93.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -15.39% | 3.26%-18.7pp | 1.83%-17.2pp | 519.81%-535.2pp |
| Employer contribution / active EE | $2,094 | $5,117-59.1% | $4,157-49.6% | $4,779-56.2% |
| Participant deferral / active EE | $3,710 | $6,075-38.9% | $5,277-29.7% | $5,609-33.9% |
| Admin fee / account holder | $381 | $11,472-96.7% | $9,110-95.8% | $10,828-96.5% |