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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,835 | $72,404-16.0% | $110,243-44.8% | $64,173-5.2% |
| Participation rate | 63.0% | 73.3%-10.4pp | 79.8%-16.9pp | 69.6%-6.6pp |
| Annual return | -5.53% | -6.29%+0.8pp | 314.76%-320.3pp | 7.63%-13.2pp |
| Employer contribution / active EE | $1,470 | $2,282-35.6% | $3,827-61.6% | $2,381-38.3% |
| Participant deferral / active EE | $2,610 | $3,469-24.8% | $4,672-44.1% | $3,470-24.8% |
| Admin fee / account holder | $25,965 | $5,664+358.4% | $8,548+203.8% | $4,887+431.3% |